Europe des paiements : Les retardataires courent un grand risque

Pourquoi les entreprises, comme le montrent leurs dirigeants, semblent-elles se désintéresser d’un sujet pourtant capital ? « La conjoncture est peu porteuse et ne les a pas incitées à se saisir du sujet, elles ont du mal à se sentir concernées », explique Bernard Cohen-Hadad, responsable du financement à la CGPME. Par ailleurs, « la date du 1er février a été connue tardivement et la réforme a été vue comme étant essentiellement technique ». Du coup, la migration connaît du retard à l’allumage, même si la France se place légèrement au-dessus de la moyenne européenne. A fin septembre, en France, 53 % des virements sont passés en mode Sepa et à peine 2,9 % des prélèvements.

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